We have a distinctive business model.

Elements Financial is a credit union. That means we're like a bank, only better. We offer checking, savings, credit cards, loans and investments, yet profits are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. We also offer our members comprehensive financial wellness services with personal attention and service.

We serve members in all 50 states and 50 countries. We provide access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.